<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.reefi.com/welcome</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2018-10-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537994139598-AQZ2J850K5112QWLDECV/jason-leung-718209-unsplash.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries - ReeFi is funded with fully discretionary Real Estate Private Equity Capital</image:title>
      <image:caption>Flexibility to finance loans within 30 days Targeted loan sizes from $500K – $10MM per property* Competitive interest rates &amp; financing fees Non-recourse financing Loan-to-Values ranging up to 75% Flexible minimum interest/prepayment Terms Five year loan terms *Loans under $500,000 considered on a deal-by-deal basis Seamless application process and conditional approval within 10 business days Loans on the real estate collateral, not the business or operations</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1538155250674-8O124UHP3Y9K1W14V5SK/Architecture-3-darker.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries - "The Cannabis REIT Is Crushing Its Benchmark"</image:title>
      <image:caption>— Seeking Alpha</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537981532875-9FWWNLY68MXZWQBJ1R1C/Retail-Cafe-1.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries - “ReeFi Capital is the premier one-stop shop for cannabis entrepreneurs and operators to obtain  quick and easy financing to maximize their business’s real estate value”</image:title>
      <image:caption>— High Times</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537982669857-DXVKW52TY963S3T6OQSD/Aerial-Farm-1.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries - "REITs in the Right Place at the Right Time: Cannabis and Logistics"</image:title>
      <image:caption>— TheStreet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537982055766-RMVKXHZOL1PSH98M16NB/Architecture-2-yellow.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries - "Filling a Void in the Real Estate Capital Markets"</image:title>
      <image:caption>— Yahoo Finance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537555149264-RDIVIC8UYEUZNYA9KAQO/Green-Architecture.jpg</image:loc>
      <image:title>ReeFi Capital – Institutional Loans for Grows &amp; Dispensaries</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/about-us-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1460489042652-1Y6DERCYU4NPNC9UJSTP/EmptyName-48.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1462307270587-FP4LH74IUETV5IM696NX/img-02.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1459870151243-UM5MND5R89JE6VXSI8T1/img-07.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/our-impact-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1459879174445-MIOY5PULB1XAW864NVA8/img-06.jpg</image:loc>
      <image:title>Our Impact</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1462307933447-M3RK3DCCA0RXY4BTQXOZ/img-05.jpg</image:loc>
      <image:title>Our Impact</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1458581832673-UZTVQK3KYBRBZJEV2TA9/EmptyName-13.jpg</image:loc>
      <image:title>Our Impact</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1459870151243-UM5MND5R89JE6VXSI8T1/img-07.jpg</image:loc>
      <image:title>Our Impact</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/clients-partners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537375105210-TZFKLECUPNOBB75DRA51/1163289.jpg</image:loc>
      <image:title>Copy of Clients + Partners</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/new-page-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537482253223-6UNH758B9QKBFTAGE3M1/ReeFi_Testimonials-01.png</image:loc>
      <image:title>New Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537482253267-LC73QBYWAW0CB74MQJSI/ReeFi_Testimonials-02.png</image:loc>
      <image:title>New Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537482255995-LGSU0D143EUGYI2UALNU/ReeFi_Testimonials-03.png</image:loc>
      <image:title>New Page</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537977700884-ZHJCVOPXSN3Y1FQSOMV6/Aerial+-+Farm.jpg</image:loc>
      <image:title>Who We Are - Our Values ReeFi fills a void as one of the premier institutional lenders in the space</image:title>
      <image:caption>We build dependable relationships with reputable sponsors and operators. We translate our extensive real estate underwriting experience and knowledge of cannabis-related assets. We quickly and reliably close loans via access to discretionary real estate private equity capital and experienced real estate underwriters. And we work tirelessly to develop programmatic partnerships the leading industry publications and online platforms, reputable sponsors and operators and other lenders and real estate partners.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537557829798-U1ZZB27QYWTNR485Y6W2/New-York-City.jpg</image:loc>
      <image:title>Who We Are - Over $5 billion invested</image:title>
      <image:caption>Our principals have invested more than $5B in both real estate debt &amp; equity, including opportunistic ground-up development projects, multifamily and hotel acquisitions, and bridge &amp; mezzanine Loans. Our disciplined approach to investing has consistently generated outsized gains relative to risk through several real estate cycles. With our proven track record of hundreds of successful transactions and a dedicated growth strategy, we know that we have an approach that works.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537976739168-UV0D5R455UUAFJTLAJ2Z/ReeFi_Flowchart_R2-04.png</image:loc>
      <image:title>Who We Are</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537557573999-B3U0SZ3JGVIDP3F4SQ23/Skyscraper.jpg</image:loc>
      <image:title>Who We Are</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/readme</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-06-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52e968b5e4b04d2aa2a3bba3/1402598338400-QOGDYV5D9CVV4PMKIQ9G/9226176954_72f0596f27_k.jpg</image:loc>
      <image:title>Pacific is a one page template</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/reservations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-10-18</lastmod>
  </url>
  <url>
    <loc>https://www.reefi.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-10-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537814095634-O7F1P3CU2CJBUELMUT62/Cannabis-Pink.jpg</image:loc>
      <image:title>Get Started</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/clients-partnerships2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-12-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537800253161-41V9V2DFH91M72IKQ3CD/Industrial.jpg</image:loc>
      <image:title>Clients + Partnerships</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537800268088-1FU8V2UJG70T1L1BVJ3U/Greenhouse.jpg</image:loc>
      <image:title>Clients + Partnerships</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537800284040-VTVHD35NHWK41ULD6KYD/Retail.jpg</image:loc>
      <image:title>Clients + Partnerships</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537547919407-9VRJJTNLZFOM7X1Y0JMN/stefan-bookblock-124202-unsplash.jpg</image:loc>
      <image:title>Clients + Partnerships</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/what-why</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537394113708-QETER38MTVT3Y0ROSRQI/ReeFi_LegalizationMap-02.png</image:loc>
      <image:title>Why Choose Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537563310171-88JS2Z4ILSGIE46N44FL/Moddern-Druggist.jpg</image:loc>
      <image:title>Why Choose Us - Cannabis sales per square foot are comparable to that of high-end retail tenants</image:title>
      <image:caption>In 2016, legal cannabis sales totaled $6.7 Billion and by 2030, experts predict it will reach $75 Billion</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537809587220-SON87M41F27H0V3EZ57K/Cannabis-Leaves-Lighter.jpg</image:loc>
      <image:title>Why Choose Us</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/what-we-do</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537557829798-U1ZZB27QYWTNR485Y6W2/New-York-City.jpg</image:loc>
      <image:title>What We Do - Over $5 billion invested</image:title>
      <image:caption>Our principals have invested more than $5B in both real estate debt &amp; equity, including opportunistic ground-up development projects, multifamily and hotel acquisitions, and bridge &amp; mezzanine Loans. Our disciplined approach to investing has consistently generated outsized gains relative to risk through several real estate cycles. With our proven track record of hundreds of successful transactions and a dedicated growth strategy, we know that we have an approach that works.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537482712640-ANWFGQEMM5NQT5MVBMO3/ReeFi_Flowchart_R2-04.png</image:loc>
      <image:title>What We Do</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537560580843-T6AMRDHVE3SUJMQAGNAF/Woman-Outside-Dispensary.jpg</image:loc>
      <image:title>What We Do - Our Values ReeFi fills a void as one of the premier institutional lenders in the space</image:title>
      <image:caption>We build dependable relationships with reputable sponsors and operators. We translate our extensive real estate underwriting experience and knowledge of cannabis-related assets. We quickly and reliably close loans via access to discretionary real estate private equity capital and experienced real estate underwriters. And we work tirelessly to develop programmatic partnerships the leading industry publications and online platforms, reputable sponsors and operators and other lenders and real estate partners.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ba258952487fdbed99341ab/1537557573999-B3U0SZ3JGVIDP3F4SQ23/Skyscraper.jpg</image:loc>
      <image:title>What We Do</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/our-team-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1458588118102-HOES79BWOVPLIJ4IF9IR/image-asset.jpeg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1458588087399-JQOKVAV0Y6T745O8WVT8/image-asset.jpeg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56e049e08a65e26059119cd5/1458588063381-MV9V3U1AXWYHYWKU5MDO/image-asset.jpeg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.reefi.com/faq-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.reefi.com/volunteer-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.reefi.com/donate-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.reefi.com/contact-us-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
  </url>
</urlset>

